Best for: Protecting yourself and your loved ones from the financial impact of accidents
Buy-sell agreement insurance helps business owners plan for the unexpected by funding the transfer of ownership if an owner dies, becomes disabled, or is diagnosed with a critical illness. This ensures a smooth transition, protects the business, and provides fairness to both remaining owners and the departing owner’s family.
Coverage | Trigger | Benefit | Who Receives It |
Life Insurance | Death of owner | Tax-free lump sum | Remaining partners |
Critical Illness | Diagnosis of serious illness | Tax-free lump sum | Remaining partners |
Disability | Permanent inability to work | Ongoing support | Business/Partnership |
Death of owner
Tax-free lump sum
Remaining partners
Diagnosis of serious illness
Tax-free lump sum
Remaining partners
Permanent inability to work
Ongoing support
Business/Partnership
Ideal For: Partnerships, multi-owner corporations, family businesses, and any company planning long-term succession.
“Thank you, Ashish and the PrimeLife team — easy process and great support!”
“I finally understand my options and feel confident about my coverage.”
















