Personal Health & Dental Insurance

Best for: Protecting yourself and your loved ones from the financial impact of accidents

Personal Health & Dental Insurance

Best for: Covering health and dental expenses not fully covered by provincial plans or employer benefits

While provincial and territorial health plans in Canada cover certain medical expenses, they don’t pay for everything. Personal health and dental insurance helps fill these gaps, ensuring you and your family can access the care you need without paying out of pocket.

What It Covers

Personal health insurance can help pay for:

Prescription drugs to treat chronic or serious conditions
Dental care, including cleanings, braces, dentures, crowns, and more
Vision care, such as eye exams and prescription glasses
Physiotherapy for injury recovery
Medical equipment to support mobility
Emergency travel medical services when travelling outside Canada

Who It’s For

Personal health and dental insurance is ideal if you:
- Are self-employed or don’t have workplace benefits
- Want to top up your employer’s coverage
- Are retired or nearing retirement
- Don’t want to pay out-of-pocket for health expenses not fully covered by government or employer plans

Benefits

Covers eligible expenses your provincial plan doesn’t
Helps pay for prescription drugs, dental, vision, physiotherapy, and more
Protects your savings from unexpected medical or dental costs
Provides flexible coverage options depending on your plan level (Basic, Standard, Enhanced)